By Christine O'Hare of Maidenhead and Windsor CAB
Planning finances short-term and not shopping around for deals means people could be missing out on hundreds of pounds of savings a year.
New research into people's
Godfrey Crowe, 84, is a full-time carer for his wife, Cynthia, 81, who has Alzheimer's disease.
They live in north Maidenhead where he once ran a bed-and-breakfast business and she worked as a district nurse.